Insurance companies often offer discounts to homeowners who take steps to protect their property from hurricane damage. These discounts, known as wind mitigation credits, can significantly reduce your insurance premiums. Common hurricane protection measures that may qualify you for discounts include installing hurricane shutters and Hurricane Fabric, reinforcing your roof, and upgrading your windows and doors.
Preparing for a hurricane in Gulf Breeze and along the Gulf Coast, should start months before hurricane season. All hurricane protection like hurricane fabric and shutters are custom made to fit the size of your doors and windows. If you start in the months before hurricane season, you will be able to order the product and have it installed prior to hurricane season. If you wait and order during the season, you will have a longer lead time, due to the higher demand, and you may be unprotected during a storm.
When deciding on what product is best for you, you should consider these items. Is it "A" rated Insurance Approved and High Velocity Hurricane Zone Approved? Florida Building Code Approved
Dade County Approved? Hurricane Fabric.com’s system is the only system that tests both large and small screens, and the only hurricane screen manufacturer that independently tests (already approved) hurricane hardware.
Hurricane Fabric is all of the above and more. It is also Category 5 Wind Load Tested,
Protects Against Wind-Borne Debris, UV Resistant and Translucent and Blocks Wind and Rain as well as being it is easy to install and store.
If you have encountered and area of your home that shutters will not fit properly, Hurricane Fabric has unique attachment Clips, that can be used with direct mount anchors to satisfy the most
unique opening characteristics. The Hurricane Fabric product can be wrapped around
obstructions, can be cut to odd dimensions and shapes and can be attached to the structure
horizontally or vertically.
The amount of your discount will vary depending on the specific protective measures you've implemented and your insurance company's policies. However, even small discounts can add up to significant savings over time. In addition to reducing your insurance costs, hurricane protection measures can also help to minimize damage to your home in the event of a storm. This can save you money on repairs and replacements, as well as the hassle and stress of dealing with storm damage.
If you're interested in learning more about insurance discounts for hurricane protection, contact your insurance agent. They can provide you with information about the specific discounts that are available to you and help you determine which protective measures are right for your home. You can also find information about hurricane protection and insurance discounts on the websites of many insurance companies and consumer advocacy groups.
Location: Gulf Breeze, FL